UM/UIM Coverage: A DMV Rider's Real Backstop Against Uninsured Drivers

Seann Malloy

Published on: 20/08/2026

The DMV is packed with drivers carrying the bare minimum or nothing at all. DC, Maryland, and Virginia all require uninsured motorist coverage, and for a motorcyclist it is often the difference between being made whole and eating the bill. Here is ho

Washington DC Rider Law & Life

The 1 Percent Rule: Why Contributory Negligence Is the Biggest Threat to DMV Motorcyclists

Seann Malloy

Published on: 20/08/2026

DC, Maryland, and Virginia are among the last contributory-negligence jurisdictions in the country. If a rider is found even 1 percent at fault, they can be barred from recovering anything. Here is why that rule is so dangerous for DMV motorcyclists

Washington DC Rider Law & Life