Seann MalloyHit by a driver with no insurance while riding in DC, Maryland, or Virginia? Here is how required UM and UIM coverage steps in across all three jurisdictions, why heavy metro traffic is full of minimally insured drivers, and why your own insurer stil
Seann MalloyA step-by-step guide for DC, Maryland, and Virginia riders on what to do after a crash, why the DMV's brutal contributory negligence rule means even 1 percent of blame can bar your claim, and what never to say to the adjuster.
Seann MalloyIn the DMV, the deadline to file a motorcycle injury lawsuit depends on where the crash happened. It is generally 3 years in Maryland and DC, but only 2 years in Virginia, and claims against a government defendant can carry much shorter notice deadli
Seann MalloyDC, Maryland, and Virginia all require riders and passengers to wear a DOT-compliant helmet. In three contributory-negligence jurisdictions, a non-compliant helmet is not just a ticket. It becomes a fault argument an insurer can use to bar your entir